Insurance Hub for Geico
Personal Property (Renter's) Insurance in Italy

Contents Coverage for Military Service Members

Starting at $60/Year

As a member of the military stationed overseas, it’s important to keep your personal belongings safe, from laptops and cameras to furniture and beyond. We will fully insure them during your move, while traveling, and while they’re inside your home overseas. You fight hard for your country, and to acquire your treasured possessions. Keep your belongings safe with personal property  protection, also referred to as renter's or household effects (HHE) insurance.

Start your military post worry-free with personal property insurance.

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In partnership with GEICO Financial Services GmbH, Clements Worldwide can customize your coverage based on your specific needs, whether you’ve already relocated or you’re still planning to move. Personal property coverage with Clements includes the following benefits and features:*


Comprehensive Coverage

Our international personal property policies include All Peril coverage which includes protection from theft, vandalism, fire, and breakage of your items.


Full Replacement Cost

Unlike other insurers, we will not depreciate your items nor pay only cash value for damaged or lost property. We also cover the breakage of any possessions.



No Gaps in Coverage

From the moment your items are shipped from your home and throughout transit, your belongings are fully insured. This coverage extends to the entirety of your time overseas and throughout your return trip home.


No Deductible for High Value Items

You’ll want to have Scheduled Coverage for belongings valued at $500 or more. This enables you to pay no deductible in the event of a loss of valuables such as artwork, computers and laptops, cameras and related equipment, jewelry, silver, furs, oriental rugs, musical instruments, and stamp and coin collections.


Protection Against All Risks

If you’re in the process of relocating to your new destination, we provide All Risks protection which includes transit coverage. For military service members who are already posted abroad, we also provide destination coverage.


Personal Liability Protection

Each of our Personal Property policies includes free personal liability coverage up to $500,000, so you are protected in case someone is injured while on your property or if damages impact others.

Military insurance for service members and their families gives you peace of mind while serving overseas.

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Survey: How Can We Protect You Better?

Military members serving abroad, we are working on designing the best military insurance coverage. We'd greatly appreciate 3-minutes of your time for this brief survey to help us better serve you.

 Complete the Survey


Have Any Questions? We Have Answers!


For inquiries regarding Personal Property coverage under our Household Effects policy, or any other military insurance that is needed as you serve your country overseas, please submit our form, call us at +1-800-872-0067, or email us at


We look forward to serving you and all of your insurance needs! 


I can’t thank you enough. I’ve contacted other insurance providers who are far too complicated with their restrictions - too many “ifs” and “buts.” I won't consider anyone else in the future. 

Clements Customer

Posted in Various International Locations

Why Choose Clements

Clements is committed to providing financial security via insurance solutions for individuals and families living around the world. Here are a few reasons to turn to Clements as your international insurance provider:

  • Since 1947, we have insured clients in more than 170 countries. As experts in the field, we are here to help you.
  • Your policy should always match your needs. Our customizable international insurance policy options allow you to build a solution that’s right for you.
  • Our dedicated team of multilingual professionals will handle claims with care, typically settling within 2 to 3 weeks.