Stay safe on the road with specialized Italy car insurance.

Frequently Asked Questions

Do I need car insurance in Italy? 

If you’re an expat living in Italy and are planning on driving, you need to be covered by Italian car insurance. Legally in Italy, you are required to be covered by car insurance that is at least to a level of third-party liability.

You don’t need an Italian driver’s license to be insured in Italy. As long as you are covered by a valid driving license, we can offer you Italian car insurance.

What is Green Card insurance? Can you extend my coverage to drive outside of Italy?

If you have bought Third Party Liability coverage, you will be provided with a Green Card (“Carta Verde”). This Green Card allows you to drive in any of the European Union countries and Schengen Area. The same level of cover provided for Italy will be also valid within the EU and Schengen Area.

For example, if you purchased theft and fire coverage with your Third Party& Liability insurance, your car will be covered for these even if you are not in Italy.

Countries covered by the Green Card provided with your insurance include: Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, the Czech Republic, Denmark, Estonia, Finland, France (including Monaco), Germany, Gibraltar, Greece, Hungary, Iceland, Latvia, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Republic of Ireland, Romania, Serbia, Slovakia, Slovenia, Spain, Sweden and Switzerland (including Liechtenstein).

For Italy (including San Marino and the Vatican City) we will provide you with an Italian certificate of insurance.

What is my deductible or excess for third party liability?

The minimum cover for third party liability in Italy is €7,290,000. There is no deductible or excess for third party liability claims.

I want to add my spouse or children to my policy, how much does this cost and what is the process?

In Italy, there are no policy restrictions on drivers. The insurance must be in the name of the legal owner of the vehicle. However, with your consent, anyone can drive your car and be covered by your policy, including your spouse and children.

Please note, you must disclose if anyone under the age of 26 will drive the vehicle.

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Have Any Questions? We Have Answers!

For inquiries regarding car insurance coverage while on deployment in Italy, or any other military insurance that is needed as you serve your country overseas, please submit our form, call us at +44 (0) 330 0990104, +44 (0) 113 8410810 (WhatsApp), or email us at geicoitaly@clements.com.

We look forward to serving you and all of your insurance needs!