since 1947

Whether you are home or abroad, Clements can protect your vehicle with a wide array of protections against collision, theft, and damage. With fast and efficient claims processing, and flexible coverage options, we'll keep you moving in the right direction.

Our personal property coverage protects the items in your home that you value most, from electronics to jewelry. With full replacement cost paid on claims, and a quick claims process, you'll have the piece of mind knowing your property is covered.

We created the international Life Membership Trust to provide competitive contributions and ensure protection for members and their families around the globe. With one to ten year terms available, you can be confident your dependents are protected.

Clements offers high-limit disability insurance for professionals to cover the loss of income in the event of disablement. Our coverage ensures you and your family can maintain their standard of living if an injury or illness causes a significant work interruption.

Worldwide coverage that includes access to more than 700,000 medical providers and additional accidental death and dismemberment coverage. This exclusive expatriate medical insurance plan is tailored to the needs of overseas working professionals, offering portable health and dental coverage in over 170 countries at affordable rates.