Clements has you covered abroad and at home.
What can we help you with?
Coverage that is right for you
Reliable Car Insurance Coverage
Whether you are home or abroad, Clements can protect your vehicle with a wide array of protections against collision, theft, and damage. With fast and efficient claims processing, and flexible coverage options, we'll keep you moving in the right direction.
  • Physical Damage Coverage
  • Worldwide Liability Protection
  • Accident Forgiveness
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Personal Property Protection
Our personal property coverage protects the items in your home that you value most, from electronics to jewelry. With full replacement cost paid on claims, and a quick claims process, you'll have the piece of mind knowing your property is covered.
  • Property coverage while traveling
  • Full replacement
  • $500,000 personal liability protection
Int'l Coverage
U.S. Coverage
International Life Benefits

We created the international Life Membership Trust to provide competitive contributions and ensure protection for members and their families around the globe. With one to ten year terms available, you can be confident your dependents are protected.

  • Worldwide coverage, including developing countries
  • Spouses may also be covered
  • Perfect for diplomats, FSOs, and contractors
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High-Limit Disability Coverage
Clements offers high-limit disability insurance for professionals to cover the loss of income in the event of disablement. Our coverage ensures you and your family can maintain their standard of living if an injury or illness causes a significant work interruption.
  • Benefits are tax-free
  • Available worldwide, even in high risk countries
  • No exclusions for war and terrorism
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Worldwide Health Insurance

Worldwide coverage that includes access to more than 700,000 medical providers and additional accidental death and dismemberment coverage. This exclusive expatriate medical insurance plan is tailored to the needs of overseas working professionals, offering portable health and dental coverage in over 170 countries at affordable rates.

  • 700,000+ medical providers
  • Valid in 170 countries
  • Emergency medical evacuation and repatriation
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Call 1 - (800) - 872 - 0067
FSO | State Department
Tunis, Tunisia

"There was not one hiccup, one mistake, one failure, one let-down at any time in my two year relationship with Clements. All my personal property and automobile insurance needs were well taken care of in transit and while I was posted at the US Embassy Tunis, Tunisia. Thank you for an enjoyable experience."

Why choose Clements?
Truly international, borderless coverage
Our coverage follows you wherever you are posted. You have enough to worry about, let us take care of the insurance
70 years of insuring FSOs
Clements Worldwide understands the unique insurance challenges that face foreign service members. Luckily we have been working in this field for more than 70 years.
Affordable, custom coverage
Everyone's needs are different. We provide custom solutions.
Our coverage moves with you
No need to throw out your insurance every time you change posts. With Clements, our international coverage sticks with you. We're always right by your side when you need us.
Insurance that works for your life.
Call 1 - (800) - 872 - 0067